Build wealth
through real estate.
Real estate investing is one of the most powerful ways to build long-term wealth. Whether you’re buying your first rental or scaling a portfolio, I’ll help you find the right financing strategy.
What are you
building?
Single-Family Rentals
The most common entry point into real estate investing. Conventional and portfolio loans are available for 1–4 unit rental properties with competitive terms.
Multi-Family Properties
Duplexes, triplexes, and fourplexes can generate multiple income streams. VA loans allow you to house-hack by living in one unit and renting the rest.
Short-Term Rentals (Airbnb)
Financing for properties intended as short-term rentals. DSCR loans use projected rental income rather than personal income to qualify.
Portfolio Building
Scale your portfolio with DSCR, bank statement, and asset depletion programs that don't require traditional income documentation.
The right loan for
your portfolio.
Conventional Investor Loan
Traditional financing for investment properties with 15–25% down payment. Available for 1–4 unit properties.
DSCR (Debt Service Coverage Ratio)
Qualify based on the property's rental income rather than your personal income. Ideal for self-employed investors or those with complex tax returns.
Bank Statement Loans
Use 12–24 months of bank statements to qualify, perfect for self-employed investors whose tax returns don't reflect true income.
Portfolio & Non-QM
Flexible programs for unique situations — multiple financed properties, foreign income, or non-traditional documentation.
Questions investors
ask me.
How much do I need down for an investment property?
Conventional investor loans typically require 15–25% down. DSCR and portfolio programs may require 20–30% down depending on the property type and your credit profile.
Can I use rental income to qualify?
Yes. DSCR loans qualify you based on the property's rental income (debt service coverage ratio). Conventional loans also allow you to use 75% of projected rental income to offset the mortgage payment.
What is a DSCR loan?
DSCR stands for Debt Service Coverage Ratio. It measures the property's income against its expenses. A DSCR of 1.0 means the property breaks even. Most lenders want a DSCR of 1.0 or higher, and the best rates go to properties with DSCR of 1.25+.
Can I buy a rental property with a VA loan?
Yes, with a twist. You can buy a 2–4 unit property with a VA loan if you live in one unit as your primary residence. This is called "house hacking" and is one of the best strategies for building a rental portfolio.
How many investment properties can I finance?
There's no hard limit with the right loan program. Conventional financing typically allows up to 10 financed properties. DSCR and portfolio programs have even more flexibility. I'll help you find the right strategy for your portfolio goals.
Let’s build your
portfolio.
Every investor’s situation is different. Let me analyze your goals and create a personalized video showing you the best financing options for your next property — or your next five.